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From what I understand, he would take all profits he makes, invest it all into new businesses expecting them to take years to generate a profit. At this point, he would use his assets for loans. (Personal loans are not taxed) and use that as his income. He avoided taxes because his net revenue was technically negative because all of his business ventures were set up to succeed slowly. This allowed him to pay $0 in federal tax for 10 years based on the tax code. Then once they turn a profit, he sells them and does it again, or, if it never turned a profit he declares bankruptcy on the asset.  Buy it:  Official Don’t Be Trash Transphobic Racist Ableist Sexist Homophobic Shirt

This will be directly tied to many of the deals he made while in office. Corruption, pure and simple and the DeutschBank records may finally show direct money connection to Russia. In summary, the only thing keeping Trump out of the poor house and maybe jail is the presidency. That's the reason he so desperately wants to be president until he dies. Ivanka Trump, while working as an employee of the Trump Organization, appears to have received “consulting fees” that also helped reduce the family’s tax bill. Buy it:  Kobe Bryant 1978 2020 Just Do It Shirt

He claims to be a great businessman but he managed to waste away more than $400m his dad left him and almost $500m he made on the Apprentice. He's an awful businessman, especially since he managed to lose money in real estate in very hot markets. This is the most serious issue for him. After stiffing a lot of investors and creditors by bankrupting businesses and leaving loans unpaid, he had to start getting personal loans to keep his lifestyle. Buy it:  Official She Could Have A Tummy And Still Look Yummy Shirt

At one time, you could claim all interest paid as a deduction on your taxes, credit card interest, auto loan interest and mortgage interest; but no more. And this jackoff claimed a deduction for a ‘hair do’ ?!?!?!!?? Paid only $750 and prior to that paid zip? I’m living pay check to pay check, paying off student loans and paying taxes, but this grifter paid only $750 in taxes? I’m selling shit at yard sales to make ends meet ... and this pos and all of the dickwads like him are eating caviar, bathing in champagne and paying nothing in taxes!!! Talk about welfare ... they are the welfare kings and queens. And, the douchebags are just ravenous dogs, always wanting more and more! Buy it:  Official I’m Not Anti Social I’m Anti Stupid Dragon Shirt

This just goes to show that trump (along with most of the top 1% in America) don't give a shit about the public amenities that the rest of us make use of in order to survive in this country. The tax code needs to be changed so that billionaires and large companies need to pay the same percentage as the rest of the population. A family that makes 30k a year that pays 7% of that to taxes vs Jeff Besos paying the same 7% of taxes of his vast annual wealth from Amazon would really help out the countries economy. Buy it:  Real Mermaids Smoke Seaweed Vintage Shirt

Just his Scottish hotel alone is known to hemorrhage money, no reason why his others wouldn't be as well. Your average Trump supporter isn't his clientele, and your average (non-crooked) person who can afford it, wouldn't be seen dead in one. meanwhile trump has already stated that if he wins a second term, his main goals is to gut spending.. because its poor people that are causing the debt, not billionaires paying total of $1500 over a 12 years span. Buy it:  Splash Mountain Zip A Dee Doo Dah How Come You Aren’t Laughing July 17th Shirt

I hope you don't drive on roads (that need built or maintained), I hope you don't have children in public school, ever have your house on fire, ever have your house burgled, or worse, are lost at sea and need help from the coast guard, need your food/drugs tested to make sure you don't drop dead, need air traffic control to stop your plane crashing into the 1000's of other planes in the sky, need the national guard to come help a disaster in your neighborhood, or God forbid, go to war/defend the nation on your behalf, keep public parks, state parks and national parks near you clean and safe.......  Buy it:  Super Pirate Pug Beard Shirt

Its bad enough to pay so little in taxes, abusing the system perhaps to the point of fraud. Most of us can very much agree we need reform in that regard (and punishment when it is fraud). But to do so and then use your power as president to make it even less taxes...its another matter entirely. Should matter to people. Ok, so you admit he’s part of the swamp. You admit he’s a burden on the system. You admit he thinks rules shouldn’t apply to him. Trump is exactly what you hate made exactly what is ruining America, why do you support him? Buy it:  Official Diabetes Doesn’t Comes With A Manual It Comes With A Woman Who Never Gives Up Shirt

Go on ahead and be bothered by the depressingly low bottom line income tax assessment you are seeing here. It's immoral. Be bothered by the debt. It's troubling. And don't take shit from people who will try to shout you down for not being tax experts. You don't have to know all of this super well to be legitimately bothered by what we learned today. Ok, but contrast that with the fact that he knows he paid very little in taxes and then fought to lower taxes even more for his wealthy friends. So it is never enough. Buy it:  Official Hocus Pocus Piss Me Off I Will Slap You So Hard Even Google Won’t Be Able To Find You Shirt

So, don't go light up Twitter telling everyone you are certain that Trump is a fraud and a tax cheat. We can't definitively say that today. What we can say is that we have a tax system that is unnecessarily complicated and works too often to the advantage of the few and to the detriment of the many. True, sensible, progressive income taxation without the back doors and loopholes would help the American people as a whole. We don't have such a system and likely won't in the near future, and that is not your fault. Buy it:  Official I’m Finnish I’ve Been Social Distancing My Whole Life Shirt

You are not stupid for thinking this is something important. You don't need to possess an intricate working knowledge of the tax code or tax procedure to be bothered by your president not reporting taxable income. You don't have to be an expert on cash flows or capital gains or property taxes to think it is a problem that the wealthiest Americans avoid and perhaps at time evade income taxes while you pay them regularly. The people making those excuses often don't understand any of this any better than you. Buy it:  Official Works Out But Clearly Loves Carbs Shirt

So, what about the debt? This is by far the most important question, one I asked in my original post a long time ago, and one which remains unanswered. To whom does Trump owe money? We won't get those answers from his 1040. There is much more to be learned and understood before we can draw actionable conclusions about precisely how troubled we all ought to be, but I don't think it at all unreasonable to be troubled right now. Our president is in a tremendous amount of debt to someone, and that's a bigger problem to me by far than whatever debt he might owe the rest of us by way of fraudulent avoiding taxes, if he's done so. Buy it:  The Name’s Bong James Bong Vintage Shirt

All of that being said, is it likely that Trump legitimately avoided paying any income tax at all over most years in a decade and a half while supposedly owning and operating multiple enormous, profitable businesses? I would likewise not stake my status as a professional on such a claim. There are, unfortunately, tremendously powerful legitimate tax avoidance mechanisms available to the ultra wealthy. That's true. Yet that does not mean that people who see a problem here are ignorant to how taxation works or are simply seeking to politicise something meaningless to attack Trump. Buy it:  Premium Shave The Whales Beard Shirt

 The complexity of the tax code is a feature, and not a bug. There are people in my profession who are paid tremendous amounts of money to find legal ways for business owners to report the smallest amount of income and therefore pay the least amount in tax possible. Very wealthy people and corporations can have years in which they pay no income tax without being guilty of fraud. It's possible. I don't have enough information here to say for certain that Trump's returns are fraudulent. I wouldn't stake my status as a professional on such claims, in any case. Buy it:  Weekend Forecast Hunting With No Chance Of House Cleaning Or Cooking Shirt

Most Trump companies are privately held and the vast majority, I imagine, are formed as partnerships and S-corporations which provide some specific tax advantages to a business owner that I can't get into in great detail here. Each of these companies should issue, on an annual basis, a form K-1 to all people and entities that own a percentage of them. The K-1 reports several different types of income or loss, all of which is totaled up on Form 1040 Schedule E, and taxes are levied on the balance of income reported. For people that own a lot of businesses, as Trump does, it can get complicated rather quickly. Buy it:  Just A Woman Who Loves Black Cats Shirt

Can we say for certain that Trump is guilty of tax evasion and not just tax avoidance? No, we cannot say that for certain, at least I'm not comfortable doing so without seeing the forms with my own eyes and, more importantly, seeing the tax returns for all the entities that Trump owns (the income and losses from most of which, despite what people are saying elsewhere, should be reported on his 1040). The vast majority of his tax avoidance would be done on the business returns, as would, if it were occurring, probably all tax evasion.  Buy it:  Los Angeles Lakers Western Conference Champions 2020 Thank You For The Memories Signatures Shirt

I just want to know if my president is actually working for me, and he is throwing up barriers to us knowing that for certain at every turn. I want a president who complies with Congress even when it costs him something personally. That's the job Trump has, the job he wanted. He needs to just do it. A year and a half or so later, we are finally seeing some information about his personal income tax return, a form 1040, the same that you and I and virtually everyone else files on an annual basis. So what can we actually surmise from the information that has come to light today? Buy it:  NJ Transit The Way To Go Snopy Covid 19 2020 I Can’t Stay At Home Shirt

I don't want to see Trump's personal tax return so I can mock him. I want to see the balance sheets for every entity he owns. I want to see the liabilities. Tax returns alone do not tell the whole story either, but seeing several consecutive years of returns would be telling. It is Congresses job to oversee and thereby maintain public confidence in the executive. His reticence to allow them to perform that crucial function is the reason his tax returns are still in the news every day.  Buy it:  Oakland Athletics 2020 Al West Division Champions Shirt

This is a man who has been deeply in debt for a very long time. How much debt he is in today relative to his actual worth would not be of so much interest to the public if his actions did not make it seem as if he is beholden to some entity or power other than the public. His personal embarrassment over perhaps not being as wealthy as he has been projecting for decades is more important to him than our confidence in our executive branch. And that really sucks. Buy it:  Jack Skellington And Sally Face Mask Ew People Shirt

I frankly don't really care about Trump's business acumen. Seeing high level figures like this gives us an idea of how his businesses were operating (poorly, it would appear, but there is no way to say for sure), but that's not why his tax returns for the years in question are of interest to an oversight commitee. They, and I, are much more interested in his returns from this decade, and it's not because they want to prove he is poor or a fraud. Buy it:  My Broom Broke So Now I Ride Horse Shirt

All of that being said, I would expect to see some income being picked up somewhere here. Even in the 80s and 90s as his brand was expanding, Trump was not building enough to be writing off billions due to depreciation alone. His interest expense was high, meaning much of his operating cash was likely coming from loans and not actual operating income. I obviously have not seen all the details but this pattern of losses is indicative of a business with serious leverage and liquidity issues. There is a reason so many of the entities he was operating at this time were bankrupted. Buy it:  Important Vintage Diver 1980 Diving Deep Into My 40’s Shirt

Tax guy here. Depreciation is a personal favorite of Trump (and most big businessmen). His tax reform included a provision allowing for 100% bonus depreciation, meaning that a business can essentially write off or expense 100% of the cost of an asset in the year of purchase rather than depreciate it over time, which is the whole concept of depreciation - to take the tax benefit over the useful life of the asset. There were already several mechanisms in the tax code for accelerating depreciation before Trump's plan - section 179 depreciation and limited bonus depreciation. Buy it:  Official Select Game Mode Easy Normal Hard 2020 Shirt

Imagine...spending that much money on your hair and makeup...and yet looking like he does. That is what the tax money we deserve from him...produced? That fucking look. Even with that much money. That is a con in and of itself. Fucker should have the beautiful golden locks of Thor for that cost. But you can't make him look good on the outside, because the soul within is so purely corrupt. Even with all the tax dollars of the country. It's time to put an end to this. It's time to put an end to Trump. It's time to make him suffer like he is willing to let you suffer without excuse.  Buy it:  Top Don’t Worry About Getting Older You Are Still Gonna Do Dumb Stuff Only Slower Shirt

Why, America? Why do you think that someone who surrounds himself with pyrite and claims it to be the finest gold to be a person who genuinely empathizes with your plight--when you would take any fool's gold to feed your family? He is not willing to spend anywhere near the $1,200 he gave some of you. Empty, false satiety that quickly left you starving. A weak pittance he bestows upon us as though benevolent...while America succumbs to a virus that has cost us 200,000+ lives and he goes golfing. Buy it:  Beautiful I’m Sorry Did I Roll My Eyes Out Loud Skull Shirt

If you do not vote against him, if you vote for him, you are saying that those with the most money are supposed to live like Gods and have a right to take from you, and from the people you love, without giving back. You are willing to accept lies and fraud and are willing to sit back and pay more to build this country up than those who have the means to do so comfortably. You are willing to struggle and hurt and break yourself so that they may style their hair. You are willing to let people like this put Supreme Court Justices into power...to subjugate you further...so that they can get their nails done. ENOUGH! Buy it:  Pretty I Love You Sign Language Shirt

To throw away your vote...to not vote at all...or to vote for Trump is a pure declaration that you are willing to allow those with money to continue, without justice, to rape our country at the expense of our quality of life. You are willing to allow him to spend freely while our roads degrade, our people starve, and the IRS hunts those with nothing. Trump is willing to watch the world burn in order to spend $70,000 on his hair. He is willing to spend that much on his own vanity, and yet give nothing beyond hundreds of dollars to support the country he now leads. Buy it:  Hot l Beautiful Black Women Dope Poster Horizontal Shirt

There is no way that the American people should stand to reelect a President who has gone so far to promote his own lifestyle at the expense of the country he leads. The Presidents before him have given their share to build this country. The citizenry has paid more and suffered more to build this country. His hypocrisy and narcissism know no bounds. He pretends he is the best of us yet gives nothing to be a part of us. He now leads this nation and could never be hindered to give anything more than pennies. He would rather get his hair done. Buy it:  Funny Skeleton Drinking Coffee Dia De Los Muertos Day Dead Halloween Shirt

I can’t believe that I’ve paid more in taxes in my twenties, than Trump has in that entire time. I was fending for myself, we all are, and we fork over hand and fist so shitbags like that can profit off all our labor? So we can gain tons of weight despite working on our feet because the cheapest shit on the grocery shelves is loaded with enough preservatives to make a mummy blush? So we can die during robberies and pandemics while fuckwads at the top rub their hands together, greedily slobbering for more? When does it end? When do we get to start living and stop working just to drown slower? Buy it:  Pro Cat And Coffee Without My Cats And Coffee My Heart Would Be Empty Vintage Retro Shirt

I agree. Social Security and Medicare taxes should be taxed on all earnings, not just wages with no cap. This would make rich people pay the tax on ALL their earnings. This would fully fund both social security and Medicare and the rate could actually be reduced. Do they? Do billionaires have over 500 shell companies registered to their name? Do billionaires have billion-dollar losses written off? Do billionaires have have companies that almost always lose money? Do billionaires refuse to pay people for their services? Buy it:  Bicycle Ride As Much Or As Little Or As Long Or As Short As You Feel But Ride Shirt

I was combing through the comments on that post on that subreddit and the delusion is so thick and wild. They love getting fucked in the ass by their cheeto flavored god king. We need an entirely new tax code. It won’t happen but Congress needs to pass an entirely new tax code and sunset the old tax code. Give everyone one year to figure out how the new code would change their lives then institute it. Wage workers need lower taxes and capital earners need higher taxes. Buy it:  So Cute Get Really Stoned Drink Wet Cement Shirt

In the best case scenario your guy is the worst businessman in American history. But the much more likely scenario is that his businesses and his taxes don't reflect his income at all because he's a professional money launderer. "Business owners don't have to have salaries to make money. No salary = no income tax. Businesses owned by Donald Trump have paid more taxes in one year than all of the people reading this have paid in their lives." Buy it:  Pitbull Happy Hallothanksmas Shirt

Reading through the article the one thing that jumps out at me the most is how utterly rigged the tax system is for people like trump. He is just one asshole in a group of much larger assholes who pay NET nothing in taxes for all the money that passes through their accounts. They genuinely must be looking at us and saying what fools we are for paying what we have to. Every single one of us should stop being an individual and just become an incorporated version of ourselves and “lose” millions every year so we never have to pay our fair share of taxes ever again. Buy it:  Dog Driver What A Feeling To Be Right Here Beside You Now Shirt

You just got put on the audit list for that comment. They'll charge you a 3,000% fee on a poorly calculated tax return from 8 years ago with compound interest and give you a week to pay it or get another 25% of the total fees levied. It's reported that for 4 of his trips to Mar-a-lago in early 2017, federal agencies incurred a total cost of $13.6 million. Of that total, at least $60k were expenses paid directly to the resort which he owns. That's for four trips to a golf resort. Buy it:  Butterfly My Mind Still Talks To You And My Heart Still Looks For You Shirt

What's there to see? The moderator will ask a question. Biden will articulate a position. Trump will vomit out some word salad that has nothing to do with the question, while inadvertently admitting to treason and other crimes. Then 30% of America will think Trump is a genius, and talk about how "he owned sleepy joe". It was one of the most juvenile things I'd ever seen on a political stage, and so many people I knew loved it. That debate was the one that got me worried when the way people reacted was very, very different than what I expected. Buy it:  Pantra Dimebag 1966-2004 Shirt

This is why he's trying to CHEAT to win the election. He knows he's broke. He knows he's losing. He knows jail is the only option if he loses so he's cheating to try to win. He's one broke ass motherfucker and he knows it. When will those Tuesday debates start and do you know on which channel it will be broadcasted? As a foreigner, I'm really interested to see what kind of subject will be debated and learn a bit more about the future of the US. Buy it:  Stitch I Don’t Care What Day It Is It’s Early I’m Grumpy I Want Mountain Dew Shirt

Using write offs and rebates works when your business is having a hard year and it is smart to do, doing it for 15 years straight begs the question of how your businesses defy gravity while never making money(and another important distinction lost on r/conservative is not a zeroing out its his businesses reporting 100s millions in losses YOY). It's simply tax fraud he's stealing from the government And YOU.As a working American who has paid more than our billionaire president, I'm feeling really good about our footing the bill for a million-dollar golf trip in 2018. Let's remove the tapeworm this November. Buy it:  I Like Beer And My Beard And Maybe 3 People Vintage Shirt

At that income, she should pay 0 in federal taxes because she needs every dollar to survive. But unfortunately, the tax burden is pushed to the "middle class" and poor in this country so rich folks can buy extra yachts. I am a firm believer that everybody making less than ~45k should pay no federal taxes, seriously. Their contributions to the overall federal budget are minuscule anyways, and the money would be best served if they got to keep it. Please vote and do what you can to get other young people to the polls. If young people voted in the number the elderly tend to do we would be in a much better place. Buy it:  Death Weed Hempy Hellaweed Shirt

"Trump paid $750 in taxes in 2017" is something every American can understand without knowing anything about Russia or the Supreme Court, or really anything at all about policy. Because most people know exactly how much they paid in taxes last year, and it was more than $750. Which I expected but lets see if the poor rabble buy it. When it comes to money ppl are really the same. They won't be happy about it. They might not care though and vote for him anyway to own the libs or something but this doesn't help him. Buy it:  Dad Man Myth Bearded Legend American Flag Shirt

Biden was famously one of the "poorest" senators. The fact that even after decades there it was a book deal that finally made him properly wealthy instead of shady business or stock dealings is something to flaunt, honestly. I haven't looked this up to confirm, but believe I read where he's made the large majority of his money after leaving office from speaking and book fees. Before becoming VP he lived off his relatively modest Senate salary and even had Obama help him with his son's medical cost before he died. Buy it:  Byedon 2020 Ice Cream Brings People Together Shirt

Checked the post in r/conservative and seeing a whole bunch of nonsense that belongs on r/iamverysmart. They complain no one outside of Trump understands his taxes while trying to explain away why he pays nothing in taxes. The article itself mentions how some people in trumps corner are trying conflate income tax and federal tax and how that’s wrong. It’s quite funny if you’re able to look past how sad they are. Meh my conservative friends would just dismiss the news and say "Democrats are worse" with no evidence to back it up. There really is no getting through some people. Buy it:  If You Noticed My Beard First You Might Need A Real Man In Your Life Shirt

How about the part where he wrote off $747,622 in “consulting fees” paid to an un-named consultant for work on two hotels in Hawaii and Vancouver. Guess who the consultant was? Ivanka Trump, paid through a consulting company she co-owns. That number exactly matches a dollar amount listed on her White House Staffer public disclosure forms... Fucking grifters.... It’s pretty hard to take conservatives complaints about the “liberal elite sitting in their ivory towers” seriously when they vote for a spoiled child whose never worked a hard days work in his life and pays no taxes. Buy it:  Funny Kobe Bryant 1978 2020 Lakers Just Do It Shirt

Wouldn't be surprised if we found out that he's broke as fuck or not nearly as rich as he claims to be. Perception is everything to him. Also, that would make him an easy target for corruption. You know, Russian money, money laundering and shit. I'm pretty sure funneling money to a relative like this was also something that his father Fred Trump did to avoid taxes. it's actually how Donald Trump wound up getting a ton of wealth when he was just a child. Buy it:  Photography Smile And I Might Flash You Photo Shirt

This would be former Justice Anthony Kennedy - who announced his surprise retirement after having already set up his office and staff for another year's worth of court sessions, and after (allegedly) being confronted by trump officials about the fact that Kennedy's son, acting in his capacity as a Deutsche Bank employee, was involved in procuring suspect loans to trump's business(es). And apparently one of the justice at the Supreme Court s son worked at Deutsche bank and loaned money to trump. Later that same justice retired so Trump could nominate someone ... nothing fishy here Buy it:  Happy Llamaween Pumpkin Shirt

Joe Biden paid $3.7m in taxes in 2017. Trump paid $750. Yet Joe Biden is the “corrupt” one. Can you imagine the eyeballs that would be exploding if the tables were turned and Biden had paid $750 in taxes and Breitbart got a hold of that info? ...and extremely risky for the banks - which is why US banks stopped lending to him a decade ago when they caught onto this scheme (resulting in trump suing them and costing them money in court costs) and trump started getting loans from Deutsche Bank and assorted Russian banks (Alfa Bank in particular, IIRC). Buy it:  Funny RBG Feminist The Resistance Never Die Shirt

This is what also what money laundering looks like. Launderers always take their cut first, then the source of the illicit funds gets a percentage of what was laundered, and the business never turns a profit. "Yes, even my own feelings, as to where the world is, where the world is going, and that can change rapidly from day to day. Then you have a September 11th, and you don't feel so good about yourself and you don't feel so good about the world and you don't feel so good about New York City. Then you have a year later, and the city is as hot as a pistol. Even months after that it was a different feeling. So yeah, even my own feelings affect my value to myself." Buy it:  Meidas Touch Because Truth Is Golden Shirt

With the help of American Tim Wiswell, then head of equities for Deutsche Bank in Moscow, and a fellow equity trader Dina Maksutova, Russian broker Igor Volkov was able to move about ten billion dollars out of Russia, some of which diverted through mirror trades belonging to Igor Putin, a cousin of Russian President Vladimir Putin, and to Arkady and Boris Rotenberg. The Rotenberg brothers own Russia’s largest construction company, S.G.M., and are old friends of Vladimir Putin. They are on the U.S. government’s list of sanctioned Russians, which was compiled in response to Putin’s aggression in Ukraine. Buy it:  I'd Tell You A Joke About UDP But You Might Not Get It Shirt

Meanwhile, a group of apartment owners had taken control of the condominium board at his new glass tower across from the United Nations. Faced with accusations of financial impropriety and an affront to his authority, Trump turned to Michael D. Cohen, a former personal injury lawyer who helped run a taxi fleet. He had already purchased a number of Trump properties and had persuaded his parents, in-laws and a business partner to buy apartments at Trump World Tower. Affliction and The Trump Organization presented their entry into the world of professional mixed-martial-arts (MMA) with its first event, "Affliction Banned," which aired on July 19, 2008 at the Honda Center in Anaheim, California. Buy it:  Official RBG In Dissent Halloween Shirt

Trump Mortgage shuttered as the subprime mortgage crisis of 2007–10 began from an earlier expansion of mortgage credit, including to borrowers who previously would have had difficulty getting mortgages, which both contributed to and was facilitated by rapidly rising home prices. Now, back to that loan from Deutsch Bank. Rather than have to pay the portion he personally guaranteed, Trump countersued for $3 billion for undermining the project and damaging his reputation, citing a “force majeure” clause in the lending agreement that contained a catch-all section covering “any other event or circumstance not within the reasonable control of the borrower...” Buy it:  I Love It When People Think They Are Going To Punish Me By Not Talking To Me Shirt

Trump Mortgage shuttered as the subprime mortgage crisis of 2007–10 began from an earlier expansion of mortgage credit, including to borrowers who previously would have had difficulty getting mortgages, which both contributed to and was facilitated by rapidly rising home prices. Introduced to Trump by his own son, Donald Trump Jr, Ridings became an early odd-association of Trump’s, I mean check out his twitter. Ridings became the subject of a number of false & misleading claims regarding his professional experience. Buy it:  Official Marine If You Are Going To Fight Fight Like You're The Third Monkey On The Ramp To Noah's Ark And Brother Shirt

As early as 2005, Trump counseled Trump University students to take advantage of the housing bubble as an investment opportunity and said, just a year before it burst, that he was “excited” for it to end because of the money he’d make, as well as mentioning that his debt was below proportional levels of 1992, when his much smaller holdings were carrying $9-billion (U.S.) in debt, including $900-million personally guaranteed by him. The Internet is where industry is going. People want to go someplace safe. On our end, it’ll make for a paper-less process. The consumer will have an access code to their file on our web site. Buy it:  Official Rocking' The Dog Mom And Social Worker Life Vintage Retro Shirt