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Right, but I have that kind of debt from a divorce/custody battle against my ex who developed schizophrenia and was convinced out child belonged in his care while he lived in a storage locker. And my kid was worth that kind of money, and I'll be out in 5 years. I've met people with that kind of medical debt from a car accident when they were between jobs. Not all debt is a result of recklessness.I don’t expect people to live like monks and nuns, but mainly within their means. So a surgeon bringing in 20k a month who has 20k in credit card debt looks very different than someone who makes 3k a month with 20k in cc debt.
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